Refund Policy The refund policy allows customers to receive full refunds within a 30 days time frame.  

Subscriptions: With the purchase of any subscription program you are entitled to FREE access to our Instant Download Ebook Library.  Although we report your membership monthly to your client profile, "Credit Reporting is not the Product."  Please note: your first payment enters you into the subscription program where you have full and immediate access to our Ebook library.  Your subsequent payments keeps you enrolled into the subscription program.  Upon cancellation or billing failure you will be removed from the subscription benefits without any penalty or further billing.  If you have any questions related to your purchase please call us at 888-885-8807, or Contact Customer Service by clicking the Contact Customer Service button. 
       
    
Ebooks and Digital Downloads:  In general all sales are final with respect to Ebooks and digital downloads after it has been purchased and / or the instant download link activated and product has been downloaded.   In the event we are unable to deliver your purchase for no fault of your own, or it has been deemed the product was undeliverable at no fault of your own; only then will we issue a refund.  In the events a client / purchaser may have a legitimate excuse for the purchase of Ebooks or digital download, and the client or purchaser has a legitimate issue with the purchase please contact our customer support and we will make every attempt to satisfy or clients and customers.   
        
   
Completing the Check Out Process Affirms Your Agreement with Company: By checking the consent box in our shopping cart and submitting your payment, you are hereby affirming that you agree to our Terms and Conditions, Our Privacy and Refund Policy.
      
   
Giving Your Authorization and Consent:  I authorize web site, merchant service provider and bank; to charge me for my on-line purchase.   I further affirm that the name and personal information provided to make my purchase is true and correct.  I further declare that I have read, understand and accept the business terms and conditions, refund policy and statements; as published on the website and posted in the shopping cart.  By making this purchase, I agree to pay and I affirm that I am the purchaser and this is a true and lawful purchase.  It is my statement by making this purchase; it is me who is making this purchase, and at the time of making this purchase it was my intent to purchase the item or items from the web site.  Lastly, I am willingly making this purchase.  I agree to this return policy and I do consent to making this purchase.
   
  
The refund policy allows customers to receive full refunds within a 30 days time frame.   

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The refund policy allows customers to receive full refunds within a 30 days time frame.

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